Regulatory Compliance
Cookie Policy
1. Introduction
Amble Ash ("we", "us", or "our") operates from Victoria, British Columbia. We are committed to maintaining the privacy and security of the personal information of our visitors. This Cookie Policy explains how we use cookies and similar tracking technologies when you visit our website focused on TFSA and RRSP education.
In Canada, the use of cookies is regulated under the Personal Information Protection and Electronic Documents Act (PIPEDA) and, specifically in our jurisdiction, the British Columbia Personal Information Protection Act (PIPA). We also adhere to Canada’s Anti-Spam Legislation (CASL) where applicable to electronic communications.
2. What are Cookies?
Cookies are small text files stored on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently, as well as to provide information to the owners of the site. Under BC PIPA, information collected via cookies that can identify an individual is considered personal information and is treated with the highest level of confidentiality.
3. Cookie Categories
Strictly Necessary Cookies
These are essential for the operation of our site, enabling core functionality such as security, network management, and accessibility. You cannot opt out of these.
- Purpose: Session management, security protocols.
- Lifespan: Session-based (deleted when browser closes).
Analytical/Performance Cookies
These allow us to recognize and count the number of visitors and to see how visitors move around our site when they are using it. This helps us improve the way our website works, specifically for our TFSA vs RRSP comparison tools.
- Examples: Google Analytics, Hotjar.
- Lifespan: 1 day to 2 years.
- Data: Anonymized IP addresses, page dwell time.
Marketing & Retargeting Cookies
These cookies record your visit to our website, the pages you have visited, and the links you have followed. We use this information to make our website and the advertising displayed on it more relevant to your financial interests in Victoria.
- Examples: Meta Pixel, LinkedIn Insight Tag.
- Lifespan: Up to 180 days.
4. Legal Basis for Processing
In accordance with the Office of the Information and Privacy Commissioner for British Columbia (OIPC), we rely on your "implied consent" for strictly necessary cookies by your continued use of the site. For analytical and marketing cookies, we seek "express consent" via our cookie banner upon your first visit.
You have the right to withdraw your consent at any time. Withdrawal of consent does not affect the lawfulness of processing based on consent before its withdrawal.
5. Managing Your Preferences
You can manage your cookie preferences directly on our site or through your browser settings. Please note that disabling certain cookies may impact the functionality of our TFSA/RRSP calculators and interactive guides.
Most web browsers allow some control of most cookies through the browser settings:
- • Apple Safari
- • Google Chrome
- • Microsoft Edge
- • Mozilla Firefox
6. Third-Party Cookies
We may use third-party services (such as financial data providers or video hosting platforms) that also set cookies. We do not control these third-party cookies. We recommend checking the third-party websites for more information about their cookies and how to manage them.
7. Contact Information
For any questions regarding this Cookie Policy or our data practices in Victoria, please contact our Privacy Officer:
Amble Ash
Address: 735 Yates Street, Victoria, BC V8W 1L6
Email:
Phone: +1 (458) 943-5910